BMO Platinum Credit Card
BMO Platinum Credit Card Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
BMO Platinum Credit Card
SIGN-UP BONUS
N/A
REWARDS RATE
N/A
Purchase APR
0% intro APR for 15 months from account opening date. Then, 18.24% - 26.24% variable APR based on your creditworthiness.*
Balance Transfer APR
0% intro APR for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, 18.24% - 26.24% variable APR based on your creditworthiness.*
Cell Phone Protection
Cell phone protection in case of a lost, stolen or damaged device when you charge your monthly cell phone bill to your card.
Annual Fee
$0*
Card Brand
Mastercard®
Recommended Credit Score
Good/ExcellentHighlights
- 0% introductory APR on purchases for 15 months from account opening date. After that, a variable APR applies, currently 18.24% - 26.24%, based on your creditworthiness.*
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 18.24% - 26.24%, based on your creditworthiness.*
- Use Tap & Go® contactless payment to conveniently check out quickly, safely and securely.
- Cell phone protection in case of a lost, stolen or damaged device when you charge your monthly cell phone bill to your card.
- No Annual Fee*
- Online application for BMO Credit Cards only available for AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, ND, NE, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY
- *See Terms
Additional Info
3% of each transaction in U.S. dollars.*
Either $10 or 4% of the amount of each balance transfer, whichever is greater.*
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by BMO Bank N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by BMO Bank N.A..
Related Card Offers
on Citibank's secure site
Intro Purchase APR
0% intro APR for 12 months on Purchases
Intro Balance Transfer APR
0% intro APR for 21 months on Balance Transfers
Regular Purchase & BT APR
18.24% - 28.99% (Variable)
See Our Review
on Citibank's secure site
Intro Purchase APR
0% intro APR for 12 months on Purchases
Intro BT APR
0% intro APR for 21 months on Balance Transfers
Regular Purchase & BT APR
19.24% - 29.99% (Variable)
See Our Review
on Discover's secure site
Balance Transfer APR
0% Intro APR for 18 months, then 17.24% - 28.24% Variable APR
Rewards Rate
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
Sign-Up Bonus
Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
See Our Review