Rated 4/5 stars by our editorial team
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3.7/5.0 from 70 Offer Ratings
Over the Past 60 Days!
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Rated 4/5 stars by our editorial team
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Your Rating:
3.7/5.0 from 70 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
15.24% - 25.24% (Variable)
Intro Purchase APR
0% intro APR for 20 billing cycles on Purchases
Intro BT APR
0% intro APR for 20 billing cycles on Balance Transfers
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
Foreign Transaction Fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Balance Transfer Fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance Fee
N/A
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
No
Roadside Assistance
Yes
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
4.0
Intro APR
5.0
Fees
3.0
Benefits
3.0
Overall Rating
4.0 /5
The U.S. Bank Visa® Platinum Card is a no frills credit card for everyday use. This card offers an intro APR of 0% intro APR for 20 billing cycles on Purchases and 0% intro APR for 20 billing cycles on Balance Transfers. In addition, the card comes with no annual fee with an ongoing APR of 15.24% - 25.24% (Variable), based on creditworthiness.
Some protective features that come with this credit card include $0 Fraud Liability in the event of unauthorized transactions, and Fraud Protection that will detect and notify you of unusual card activity.
The online bill pay feature allows you to track your balance and make payments from anywhere with an internet connection.
The U.S. Bank Visa® Platinum Card is a simple low interest credit card with a lengthy intro APR on both purchases and balance transfers. With no annual fee this card is a great option for anyone to low interest rate.
With 0% intro APR for 20 months, this card is a excellent choice if you're looking to make a big purchase or want to save money by transferring your balance from a high interest credit card
You will need Excellent/Good Credit to qualify for this offer. If you're looking for a rewards credit card, this isn't the card for you.
Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.
Regular APR
4.0
Intro APR
5.0
Fees
3.0
Benefits
3.0
Overall Rating
4.0 /5
3.7 out of 5.0
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Featured
Featured
Rated 5/5 stars by our editorial team
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Your Rating:
4.6/5.0 from 138 Offer Ratings
Over the Past 60 Days!
Intro Purchase APR
0% for 12 months on Purchases
Intro Balance Transfer APR
0% for 21 months on Balance Transfers
Regular Purchase & BT APR
14.49% - 24.49% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi® Diamond Preferred® Card
on Bank of America's secure site
Rated 4.5/5 stars by our editorial team
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Your Rating:
3.7/5.0 from 75 Offer Ratings
Over the Past 60 Days!
Intro APRs
0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.24% - 23.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
No Penalty APR
Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
Build Credit
Access your FICO® Score for free within Online Banking or your Mobile Banking app
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for BankAmericard® credit card
Rated 5/5 stars by our editorial team
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Your Rating:
4.3/5.0 from 54 Offer Ratings
Over the Past 60 Days!
Sign-up Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Rewards Rate
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Intro APR
0% intro APR for 15 months on purchases and balance transfers, then 14.74% - 24.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi Custom Cash℠ Card
Credit Card Advertiser Disclosure
The card offers that appear on this site are from companies from which LendingTree receives compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). LendingTree does not include all card companies or all card offers available in the marketplace.
Credit Card Providers determine the underwriting criteria necessary for approval, you should review each Provider's terms and conditions to determine which card works for you and your personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider's discretion. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown. The “Typical Credit Needed” information is provided by the Credit Card Providers and is not a guarantee of approval.
Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of the author's alone and/or LendingTree, and have not been reviewed, approved or otherwise endorsed by any Credit Card Provider.
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
Credit cards for fair credit are intended for those with a credit score between 550 - 659.
Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
- - -
Credit cards for no credit are intended for those without an established credit score.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.