Rated 4/5 stars by our editorial team
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4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!
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Rated 4/5 stars by our editorial team
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Your Rating:
4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
15.74% - 24.74% (Variable)
Intro Purchase APR
0% for 12 billing cycles on purchases
Intro BT APR
0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
Foreign Transaction Fee
None
Balance Transfer Fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Cash Advance Fee
Either 4% of the amount of each advance or $10 minimum, whichever is greater.
$0 Fraud Liability
No
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
4.0
Intro APR
4.0
Fees
4.0
Benefits
4.5
Overall Rating
4.0 /5
If you’re looking for a card to reward you for spending heavily on dining out, food delivery and takeout that doesn’t charge an annual fee, the U.S. Bank Altitude® Go Visa Signature® Card fits the bill. Plus, there’s a fairly generous sign-up bonus for new cardholders as well as an intro APR for a year on purchases and balance transfers.
The generous cashback rate on dining out/takeout combined with its generous intro APR offers for both purchases and balance transfers, and sign-up bonus make the U.S. Bank Altitude® Go Visa Signature® Card a compelling choice to add to your wallet, especially since all these benefits come with a $0 annual fee.
U.S. Bank Altitude® Go Visa Signature® Card members can Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. The points can be redeemed for cash back, gift cards, travel and merchandise. The ongoing rewards program allows cardholders to Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.
In addition, if you need to finance a large purchase or transfer a balance from another card to save on interest charges, the U.S. Bank Altitude® Go Visa Signature® Card offers an intro APR of 0% for 12 billing cycles on purchases (then 15.74% - 24.74% (Variable)) as well as a 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After that, an APR of 15.74% - 24.74% (Variable) will apply to any unpaid portion of the balance.
Finally, cardholders are provided with an automatic statement credit of $15 per year after 11 months of consecutive months of streaming-service purchases made with the card, including Netflix, Hulu, Apple Music, Spotify and more.
For a card with a $0 annual fee, the U.S. Bank Altitude® Go Visa Signature® Card has much to offer, especially if you eat out or order in a lot. However, if you tend to cook at home more, then you may want to consider a card that offers a higher cashback rewards rate for grocery shopping.
Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.
Regular APR
4.0
Intro APR
4.0
Fees
4.0
Benefits
4.5
Overall Rating
4.0 /5
4.0 out of 5.0
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Rated 4.5/5 stars by our editorial team
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Your Rating:
3.7/5.0 from 103 Offer Ratings
Over the Past 60 Days!
Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Intro APR
0% intro on purchases for 15 months, then 15.24% - 25.24% (Variable). 0% intro on balance transfers for 15 months, then 15.24% - 25.24% (Variable)
Cash Back Details
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Quicksilver Cash Rewards Credit Card
on Wells Fargo's secure site
Rated 4/5 stars by our editorial team
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Your Rating:
3.7/5.0 from 75 Offer Ratings
Over the Past 60 Days!
Sign Up Bonus
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Wells Fargo Active Cash® Card
Rated 5/5 stars by our editorial team
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Your Rating:
4.3/5.0 from 54 Offer Ratings
Over the Past 60 Days!
Sign-up Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Rewards Rate
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Intro APR
0% intro APR for 15 months on purchases and balance transfers, then 14.74% - 24.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi Custom Cash℠ Card
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Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
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Between 660 - 719
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Between 550 - 659
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