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3.8/5.0 from 22 Offer Ratings
Over the Past 60 Days!
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Regular Purchase APR
14.99% - 23.99%* (Variable)
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Intro Purchase APR
0% for 12 billing cycles on purchases*
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Intro BT APR
0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
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Typical Credit Needed
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Annual Fee
$0*
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
- Earn 4X points on takeout, food delivery and dining
- Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
- $15 credit for annual streaming service purchases such as Netflix and Spotify
- No annual fee*
- 1X point per $1 on all other eligible purchases
- Low Introductory APR on purchases and balance transfers
- Points never expire
- See Rates & Fees
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Cash Advance Fee
Either 4% of the amount of each advance or $10 minimum, whichever is greater.
Additional Card Details
$0 Fraud Liability
No
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
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Concierge Service
No
Expert Reviews
From the LendingTree.com Editorial Team
If you’re looking for a card to reward you for spending heavily on dining out, food delivery and takeout that doesn’t charge an annual fee, the U.S. Bank Altitude® Go Visa Signature® Card fits the bill. Plus, there’s a fairly generous sign-up bonus for new cardholders as well as an intro APR for a year on purchases and balance transfers.
The Bottom Line
The generous cashback rate on dining out/takeout combined with its generous intro APR offers for both purchases and balance transfers, and sign-up bonus make the U.S. Bank Altitude® Go Visa Signature® Card a compelling choice to add to your wallet, especially since all these benefits come with a $0* annual fee.
The Good
U.S. Bank Altitude® Go Visa Signature® Card members can Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. The points can be redeemed for cash back, gift cards, travel and merchandise. The ongoing rewards program allows cardholders to Earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases.
In addition, if you need to finance a large purchase or transfer a balance from another card to save on interest charges, the U.S. Bank Altitude® Go Visa Signature® Card offers an intro APR of 0% for 12 billing cycles on purchases* (then 14.99% - 23.99%* (Variable)) as well as a 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After that, an APR of 14.99% - 23.99%* (Variable) will apply to any unpaid portion of the balance.
Finally, cardholders are provided with an automatic statement credit of $15 per year after 11 months of consecutive months of streaming-service purchases made with the card, including Netflix, Hulu, Apple Music, Spotify and more.
The Not So Good
For a card with a $0* annual fee, the U.S. Bank Altitude® Go Visa Signature® Card has much to offer, especially if you eat out or order in a lot. However, if you tend to cook at home more, then you may want to consider a card that offers a higher cashback rewards rate for grocery shopping.
Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.
Consumer Reviews 22 Reviews
Offer Rating
3.8 out of 5.0
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Related Card Offers
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Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day
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Intro APR
0% intro on purchases for 15 months, then 15.49% - 25.49% (Variable)
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Cash Back Details
No minimums for redeeming and cash back won't expire for the life of the account
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
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- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
See additional details for Capital One Quicksilver Cash Rewards Credit Card
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0% Intro APR
0% for 14 months on purchases and Balance Transfers, then 11.99% - 22.99% Variable APR.
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Rewards
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically*
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Cashback Match™
Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back in any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- #1 Most Trusted Credit Card according to Investor’s Business Daily.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- See Rates & Fees
See additional details for Discover it® Cash Back
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Intro APRs
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 13.99% - 23.99% Variable APR
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Sign Up Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
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Rewards Rate
3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% cash back on all other purchases
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Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
See additional details for Bank of America® Customized Cash Rewards credit card
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