United Club℠ Infinite Card
United Club℠ Infinite Card Review
If you are a loyal United flyer who values luxury travel benefits, the United Club℠ Infinite Card is a must-have.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
United Club℠ Infinite Card
SIGN-UP BONUS
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
REWARDS RATE
Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases.
Sign-Up Bonus
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases.
Travel Benefits
Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access® travel services
Annual Fee
$525
Card Brand
Visa®
Recommended Credit Score
ExcellentHighlights
- Earn 80,000 bonus miles after qualifying purchases
- Earn 4 miles per $1 spent on United® purchases
- Earn 2 miles per $1 spent on all other travel and dining
- Earn 1 mile per $1 spent on all other purchases
- Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access® travel services
- 10% United Economy Saver Award discount within the continental U.S. and Canada
- Earn up to 10,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)
- Member FDIC
Additional Info
$0
Either $5 or 5% of the amount of each transfer, whichever is greater.
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Apr 02, 2024
The United Club℠ Infinite Card is United's luxury travel card that offers a bevy of benefits for frequent United flyers. Its primary advantage is United Club lounge access; however, it comes with other valuable flying benefits, including free checked bags, a 25% discount on in-flight purchases on United and up to $100 toward Global Entry or TSA PreCheck. Worldwide travelers will also enjoy the lack of foreign transaction fees, as well as the card's comprehensive travel insurance.
The Good
- The United Club℠ Infinite Card's earning categories are a little more generous than most luxury-level airline cards: You Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases. However, the main reason to get the card are the benefits for flying United. The card entitles you to complimentary access to more than 45 United Club lounges worldwide, as well as to participating Star Alliance lounges. Plus, you get your first and second bag checked free on United flights — a savings of up to $320 per roundtrip (terms apply).
The Not So Good
- The card's annual fee might be too rich for some: $525.
The Bottom Line
If you are a loyal United flyer who values luxury travel benefits, the United Club℠ Infinite Card is a must-have.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
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