BMO Platinum Rewards Credit Card
BMO Platinum Rewards Credit Card Review
BMO Platinum Rewards Credit Card
SIGN-UP BONUS
Earn 25,000 bonus points when you spend $2,000 within 3 months of opening your account.
REWARDS RATE
2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar and 1 point per $1 spent on all other eligible purchases. Plus enjoy a 10% anniversary bonus points every year.
Sign Up Bonus
Earn 25,000 bonus points when you spend $2,000 within 3 months of opening your account.
Rewards Rate
2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar and 1 point per $1 spent on all other eligible purchases. Plus enjoy a 10% anniversary bonus points every year.
Call Phone Protection
Cell phone protection in case of a lost, stolen or damaged device when you charge your monthly cell phone bill to your card.
Annual Fee
$0*
Card Brand
Mastercard®
Recommended Credit Score
Good/ExcellentHighlights
- Earn 25,000 bonus points when you spend $2,000 within 3 months of opening your account.
- Earn 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter.
- Earn 1 point per $1 spent on all other eligible purchases.
- Get a 10% anniversary bonus points every year.
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% - 28.24%, based on your creditworthiness.*
- No Annual Fee*
- Online application for BMO Credit Cards only available for AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, ND, NE, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY
- *See Terms
Additional Info
3% of each transaction in U.S. dollars.*
Either $10 or 4% of the amount of each balance transfer, whichever is greater.*
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Expert Review
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by BMO Bank N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by BMO Bank N.A..