Rated 4.5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.8/5.0 from 46 Offer Ratings
Over the Past 60 Days!
-
Bonus Miles
Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
-
Rewards Rate
Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
-
0% Intro APR
0% intro for 14 months on purchases, then 11.99% - 22.99% Variable APR
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Discover
Highlights
- UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- New! Redeem Miles for cash in any amount to pay your bill, including your minimum payment.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See Rates & Fees
See additional details for Discover it® Miles
-
Bonus Rewards
60,000 bonus points
-
Rewards Rate
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide
-
Bonus Perks
Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
-
Typical Credit Needed
-
Annual Fee
$95
-
Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
See additional details for Chase Sapphire Preferred® Card
-
Sign Up Bonus
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
-
Rewards Rate
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
-
Rates & Fees
No Foreign Transaction Fees
-
Typical Credit Needed
-
Annual Fee
$99
-
Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
- Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
- Earn 2 points per $1 spent on all other Southwest® purchases.
- 6,000 bonus points after your Cardmember anniversary each year.
- 1 point per $1 spent on all other purchases.
- No foreign transaction fees.
- No blackout dates or seat restrictions.
- Your points never expire, a benefit of the Rapid Rewards® program.
See additional details for Southwest Rapid Rewards® Premier Credit Card
-
Welcome Offer
Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
-
Rewards Rate
Up to 7X Hilton Bonus Points for each dollar of eligible purchases
-
Rates & Fees
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
See additional details for Hilton Honors American Express Card
-
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
-
Intro Balance Transfer APR
0% for 18 months on Balance Transfers
-
Regular Purchase APR
13.99% – 23.99% (Variable)
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Mastercard®
Highlights
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® Double Cash Card – 18 month BT offer
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Hotel rewards credit cards provide an opportunity to earn free hotel stays in locations around the world. Some of the top hotel chains and resort facilities now offer these flexible credit cards. Use them for any type of purchase and earn credit to later spend on your hotel stays. This is a great way to earn discounts for your travel needs. Consumers will find a variety of options available including cards that allow you to earn points for every purchase you make using the card. Some provide additional discounts and savings when you use your credit card at the appropriate hotel or to book your travel plans.
When comparing hotel rewards credit cards, consumers need to consider their specific needs. Some of these credit cards only provide rewards when you book at specific hotel chains. Others only allow you to redeem rewards when you book your stay at those chains. In some cases, you can earn one rewards point for each $1 you spend on the card. Some do offer large bonus offers or free nights just for using your card within the first few months of receiving it. Some cards do offer introductory offers and low APR interest rates. Annual fees are likely to apply. Some cards do not limit when you can use your earned rewards, with some not having blackout dates. However, it is important to consider limitations on where you can stay, when you can use the points and what you can use the points for before selecting a hotel rewards credit card. Both hotel-chain specific and traditional lender rewards credit cards can offer these types of travel benefits to consumers.