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4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!
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Sign-Up Bonus
Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
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Rewards Rate
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
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0% Intro APR
0% Intro APR for 15 months, then 16.24% - 27.24% Variable APR
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Discover
Highlights
- UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
- Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR will apply.
- Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Click "Apply Now" to see terms and conditions.
- See Rates & Fees
See additional details for Discover it® Miles
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Sign-Up Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
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Rewards Rate
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
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Bonus Perks
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
See additional details for Chase Sapphire Preferred® Card
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Sign-Up Bonus
30,000 bonus points, enough for up to 4 free nights after spending $1,000 on purchases in the first 90 days.
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Reward Rate
5X points on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases, 2X points on eligible dining and grocery store purchases (excluding Target and Walmart), and 1X point on all other purchases (excluding Wyndham Vacation Club down payments).
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Bonus Points
Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that's enough for up to one free night every year.
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 30,000 bonus points, enough for up to 4 free nights after spending $1,000 on purchases in the first 90 days.
- Earn 5X points on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
- Earn 2X points on eligible dining and grocery store purchases (excluding Target® and Walmart®).
- Earn 1X points on all other purchases (excluding Wyndham Vacation Club down payments).
- Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more.
- Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that's enough for up to one free night every year.
- Redeem 10% fewer Wyndham Rewards points for go free® awards, and earn your free nights faster.
- Wyndham Rewards Earner Cardmembers can save even more on our Best Available Rate for stays at participating Hotels by Wyndham.
- There is no limit to the number of points you can earn.
- Redeem points you've earned for online shopping, discounts on gas, local tours and activities, gift cards, and so much more.
See additional details for Wyndham Rewards Earner® Card
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Sign-Up Bonus
Earn 45,000 bonus points, enough for up to 6 free nights after spending $1,000 on purchases in the first 90 days.
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Reward Rate
Earn 6X points on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases, 4X points on eligible dining and grocery store purchases (excluding Target® and Walmart®) and 1X points on all other purchases (excluding Wyndham Vacation Club down payments).
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Bonus Points
Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that's enough for up to one free night every year.
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Typical Credit Needed
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Annual Fee
$75
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 45,000 bonus points, enough for up to 6 free nights after spending $1,000 on purchases in the first 90 days.
- Earn 6X points on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
- Earn 4X points on eligible dining and grocery store purchases (excluding Target® and Walmart®).
- Earn 1X points on all other purchases (excluding Wyndham Vacation Club down payments).
- Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more.
- Receive 7,500 bonus points each anniversary year after payment of the renewal fee-that's enough for up to one free night at participating hotels every year.
- Redeem 10% fewer Wyndham Rewards points for go free® awards, and earn your free nights faster.
- Wyndham Rewards Earner Plus Cardmembers can save even more on our Best Available Rate for stays at participating Hotels by Wyndham.
- There is no limit to the number of points you can earn.
- Redeem points you've earned for online shopping, discounts on gas, local tours and activities, gift cards, and so much more.
See additional details for Wyndham Rewards Earner Plus® Card
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Welcome Offer
80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
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Rewards Rate
Up to 7X Hilton Bonus Points for each dollar of eligible purchases
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Rates & Fees
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
See additional details for Hilton Honors American Express Card
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Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
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Intro Balance Transfer APR
0% for 18 months on Balance Transfers
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Regular Purchase & BT APR
18.24% - 28.24% (Variable)
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- See additional Citi® Double Cash Card – 18 month BT offer details
See additional details for Citi® Double Cash Card – 18 month BT offer
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Hotel rewards credit cards provide an opportunity to earn free hotel stays in locations around the world. Some of the top hotel chains and resort facilities now offer these flexible credit cards. Use them for any type of purchase and earn credit to later spend on your hotel stays. This is a great way to earn discounts for your travel needs. Consumers will find a variety of options available including cards that allow you to earn points for every purchase you make using the card. Some provide additional discounts and savings when you use your credit card at the appropriate hotel or to book your travel plans.
When comparing hotel rewards credit cards, consumers need to consider their specific needs. Some of these credit cards only provide rewards when you book at specific hotel chains. Others only allow you to redeem rewards when you book your stay at those chains. In some cases, you can earn one rewards point for each $1 you spend on the card. Some do offer large bonus offers or free nights just for using your card within the first few months of receiving it. Some cards do offer introductory offers and low APR interest rates. Annual fees are likely to apply. Some cards do not limit when you can use your earned rewards, with some not having blackout dates. However, it is important to consider limitations on where you can stay, when you can use the points and what you can use the points for before selecting a hotel rewards credit card. Both hotel-chain specific and traditional lender rewards credit cards can offer these types of travel benefits to consumers.