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Shopping Reward Credit Cards

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How LendingTree Gets Paid Advertiser Disclosure About our ratings

How LendingTree Gets Paid About our ratings Advertiser Disclosure
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on Wells Fargo's secure site

Rates & Fees

Wells Fargo Active Cash® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 27 Offer Ratings
Over the Past 60 Days!

(27) Over the Past 60 Days!
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on Wells Fargo's secure site

Rates & Fees

Terms Apply

  • Welcome Offer

    Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

  • Rewards Rate

    Earn unlimited 2% cash rewards on purchases

  • Extra Perks

    No categories to track or remember and cash rewards don't expire as long as your account remains open


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.24%, 24.24%, or 29.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Active Cash® Card

Citi Custom Cash℠ Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.8/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
  • Sign-Up Bonus

    Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

  • Rewards Rate

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers, then 18.24% - 28.24% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
  • See additional Citi Custom Cash℠ Card details

See additional details for Citi Custom Cash℠ Card

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on Discover's secure site

Rates & Fees

Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

4.1/5.0 from 23 Offer Ratings
Over the Past 60 Days!

(23) Over the Past 60 Days!
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on Discover's secure site

Rates & Fees

  • 0% Intro APR

    0% Intro APR for 15 months on purchases and Balance Transfers, then 16.24% - 27.24% Variable APR.

  • Rewards Rate

    5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically

  • Sign-Up Bonus

    Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Every $1 you earn in cash back is $1 you can redeem.
  • Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.
  • See Rates & Fees

See additional details for Discover it® Cash Back

Apply Now

on Discover's secure site

Rates & Fees

Discover it® chrome

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
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on Discover's secure site

Rates & Fees

  • Intro APR

    0% Intro APR for 15 months on purchases and balance transfers, then 16.24% - 27.24% Variable APR

  • Rewards Rate

    2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

  • Ongoing APR

    16.24% - 27.24% Variable APR*


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Every $1 you earn in cash back is $1 you can redeem.
  • Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.
  • See Rates & Fees

See additional details for Discover it® chrome

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on U.S. Bank's secure site

Rates & Fees

U.S. Bank Altitude® Go Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on U.S. Bank's secure site

Rates & Fees

Terms Apply

  • Sign-Up Bonus

    Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.

  • Rewards Rate

    Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.

  • Intro APR

    0% for 12 billing cycles on purchases, then 19.24% - 28.24% (Variable) and 0% for 12 billing cycles on balance transfers, then 19.24% - 28.24% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. 
  • 4X points on dining, takeout, and restaurant delivery.  
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!  
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations  
  • 1X point on all other eligible purchases. 
  • 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.24% - 28.24%.  
  • No Annual Fee 
  • Points never expire  
  • Terms and conditions apply.
  • See Rates & Fees
Apply Now

on Chase's secure site

Chase Sapphire Preferred® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
Apply Now

on Chase's secure site

  • Sign-Up Bonus

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

  • Rewards Rate

    5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases

  • Bonus Perks

    Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

See additional details for Chase Sapphire Preferred® Card

Apply Now

on Capital One's secure site

Capital One QuicksilverOne Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Capital One's secure site

  • Rewards Rate

    1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

  • No Limits or Restrictions

    No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn

  • Regular Purchase APR

    29.74% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $39

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Shopping reward credit cards will give you points or money back when you use your credit card at the approved locations for the services you need. You can use these credit cards to earn something back for the purchases you make. For example, some allow you to earn 1 point for every $1 you spend. You can then redeem your points for additional merchandise, travel rewards, gift cards, cash back or other benefits. Each offer is different. What makes some of these cards ideal is that you can earn more than 1 point for purchases. Some cards have rotating categories. One month you may earn additional points for grocery purchases while the next you may earn more for gas purchases. If you use these cards in the associated locations properly, you could save a significant amount of money on your purchases. You get something back for spending money you would have spent anyway.

When selecting shopping reward credit cards, you should choose those cards that give you the most for your investment. For example, some cards will give you more than 1 point per dollar spent. Then, consider if you will use the card at the associated locations to get maximum benefits. Also compare the bonus offers given. Some will give you enough miles to earn $100 in free travel just for opening and using your credit card. Look for low APR rates and even introductory offers for some companies. Some companies do have restrictions on how you can use these cards, such as limiting when you can use travel rewards or how much you can earn in one month. Compare all of your options to find the best shopping reward credit cards for your needs.

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