Bank of America® Unlimited Cash Rewards Credit Card for Students
BEST FOR: Our pick for the card with truly unlimited cash back on all purchases.
Bank of America® Unlimited Cash Rewards Credit Card for Students Review
The Bank of America® Unlimited Cash Rewards Credit Card for Students is a do-it-all card that could come in handy for life on campus.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Bank of America® Unlimited Cash Rewards Credit Card for Students
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on Bank of America's secure site
Bank of America® Unlimited Cash Rewards Credit Card for Students
SIGN-UP BONUS
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
REWARDS RATE
1.5% cash back on all purchases
Sign-Up Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
1.5% cash back on all purchases
APR
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good/ExcellentHighlights
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No annual fee.
- No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Additional Info
3%
3% for 60 days from account opening, then 4%
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No
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for the card with truly unlimited cash back on all purchases.
From the LendingTree editorial team, updated on Apr 11, 2024
The Good
- It’s tough to top a card that pays you back with every single purchase and gives you a $0 annual fee.
The Not So Good
- Acquiring this card may require better (or longer-standing) credit scores than some students have to offer.
The Bottom Line
The Bank of America® Unlimited Cash Rewards Credit Card for Students is a do-it-all card that could come in handy for life on campus.
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.
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