Add cards to start comparing.

Top Unlimited Rewards Credit Cards

  • Compare unlimited cash back & rewards credit cards from our partners
  • Zero percent Intro APR credit card independent ratings & consumer reviews
  • Secure and immediate online application process

See offers from our partners below.

Get My Free Credit Score Now


Apply Now

on Discover's secure site

Rates & Fees

Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 138 Offer Ratings
Over the Past 60 Days!

(138) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • 0% Intro APR

    0% for 14 months on purchases and Balance Transfers, then 11.99% - 22.99% Variable APR.

  • Rewards

    5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically*

  • Cashback Match™

    Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • #1 Most Trusted Credit Card according to Investor’s Business Daily.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • See Rates & Fees

See additional details for Discover it® Cash Back

Citi® Double Cash Card – 18 month BT offer

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.2/5.0 from 200 Offer Ratings
Over the Past 60 Days!

(200) Over the Past 60 Days!
  • Rewards Rate

    Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

  • Intro Balance Transfer APR

    0% for 18 months on Balance Transfers

  • Regular Purchase APR

    13.99% – 23.99% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Apply Now

on Chase's secure site

Southwest Rapid Rewards® Premier Credit Card

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
Apply Now

on Chase's secure site

  • Sign Up Bonus

    Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

  • Rewards Rate

    2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

  • Rates & Fees

    No Foreign Transaction Fees


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $99

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
  • Earn 2 points per $1 spent on all other Southwest® purchases.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
Apply Now

on Chase's secure site

Southwest Rapid Rewards® Plus Credit Card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!
Apply Now

on Chase's secure site

  • Sign Up Bonus

    Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

  • Rewards Rate

    2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

  • Extra Perks

    3,000 bonus points after your Cardmember anniversary.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $69

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
  • Earn 2 points per $1 spent on all other Southwest® purchases.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
Apply Now

on Chase's secure site

Chase Sapphire Preferred® Card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 27 Offer Ratings
Over the Past 60 Days!

(27) Over the Past 60 Days!
Apply Now

on Chase's secure site

  • Bonus Rewards

    60,000 bonus points

  • Rewards Rate

    2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide

  • Bonus Perks

    Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.

See additional details for Chase Sapphire Preferred® Card

Apply Now

on Chase's secure site

Southwest Rapid Rewards® Priority Credit Card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Chase's secure site

  • Sign Up Bonus

    Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

  • Rewards Rate

    2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

  • Rates & Fees

    No foreign transaction fees.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $149

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on in-flight drinks and WiFi.
  • Earn 2 points per $1 spent on all other Southwest® purchases.
  • 1 point per $1 spent on all other purchases.
Apply Now

on Barclays's secure site

Mastercard® Titanium Card™

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Barclays's secure site

  • Balance Transfer Intro Rate

    0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

  • Rewards

    2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.

  • Extra Perks

    2% value for airfare redemptions with no blackout dates or seat restrictions.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $195 ($95 for each Authorized User added to the account)

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

See additional details for Mastercard® Titanium Card™

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

About Unlimited Rewards Credit Cards – Find the Best Unlimited Rewards Credit Cards For You.

Unlimited rewards credit cards, as their name implies, reward you with cash back, airline miles, or other rewards for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a rewards credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash and other rewards you get back with your credit card should be viewed as an added perk. In other words, the best rewards credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top unlimited rewards credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from unlimited 1% to 5% (in specific categories) cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly, a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.

Back to top