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3.8/5.0 from 138 Offer Ratings
Over the Past 60 Days!
0% Intro APR
0% for 14 months on purchases and Balance Transfers, then 11.99% - 22.99% Variable APR.
Rewards
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically*
Cashback Match™
Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Cash Back
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Intro Balance Transfer APR
0% for 18 months on Balance Transfers
Regular Purchase APR
13.99% – 23.99% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi® Double Cash Card – 18 month BT offer
Sign Up Bonus
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Rewards Rate
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Rates & Fees
No Foreign Transaction Fees
Typical Credit Needed
Annual Fee
$99
Card Brand
Visa®
See additional details for Southwest Rapid Rewards® Premier Credit Card
Sign Up Bonus
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Rewards Rate
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Extra Perks
3,000 bonus points after your Cardmember anniversary.
Typical Credit Needed
Annual Fee
$69
Card Brand
Visa®
See additional details for Southwest Rapid Rewards® Plus Credit Card
Bonus Rewards
60,000 bonus points
Rewards Rate
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide
Bonus Perks
Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Chase Sapphire Preferred® Card
Sign Up Bonus
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Rewards Rate
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Rates & Fees
No foreign transaction fees.
Typical Credit Needed
Annual Fee
$149
Card Brand
Visa®
See additional details for Southwest Rapid Rewards® Priority Credit Card
Balance Transfer Intro Rate
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Rewards
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
Extra Perks
2% value for airfare redemptions with no blackout dates or seat restrictions.
Typical Credit Needed
Annual Fee
$195 ($95 for each Authorized User added to the account)
Card Brand
Mastercard®
See additional details for Mastercard® Titanium Card™
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Unlimited rewards credit cards, as their name implies, reward you with cash back, airline miles, or other rewards for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.
When looking for a rewards credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash and other rewards you get back with your credit card should be viewed as an added perk. In other words, the best rewards credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.
Check our expert ratings, compare cards, and locate the top unlimited rewards credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from unlimited 1% to 5% (in specific categories) cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly, a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.